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  1. The customer creates a Google Wallet account and adds payment methods to the wallet.

  2. The payment methods are stored in Google Servers. A list of payment methods is provided when the service is invoked.

  3. Google severs servers return the payment payload when the payment method is used for a transaction. The payment payload is decrypted, and the specific values required for the authorization are passed to MerchantE by the merchant or Gateway provider for processing.

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